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Listing Details

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5327 Pine Island N
Tower, MN 55790
FOR
SALE
$325,000
Active
2
Beds
1
Baths
823
Sqft
2004
Yr. Built
MLS# 7060442
Cumulative Days on Market: 14 · Includes prior listings · Currently listed since 04/23/26 · Data provided by the MLS.

Property Description

Picturesque cabin on beautiful Lake Vermilion. 823 SF with 2 bed, 1 bath, loft area, open living room / kitchen area, and deck to enjoy your morning coffee or watch the loons in the bay. Sitting on 2.6 wooded acres with 304ft of lakeshore, this cabin has all of the Vermilion features you’re looking for: rock outcroppings, island living, wooded barrier for seclusion, proximity to Trout Lake access, and east facing shoreline for sunset views. Currently used as a seasonal retreat but could easily be used in winter with the addition of a heated line to the lake and insulated / heated crawlspace. Cabin is wired for electric baseboard heat. Lake water system and private septic. Being sold furnished along with 1990 Mirrorcraft Ultra Pro with 115HP Yamaha. Pack your bags and come enjoy your own cabin this summer! Seller financing available.

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Property Highlights

Property Type
Residential
Property Sub Type
Single Family
Bedrooms
2
Total Bathrooms
1
Living Area
823 Sqft
Price / Sqft
$395
Year Built
2004
Water Body Number
69037800
Lake Class
General Development
Cumulative Days On Market
1

Location

City/Township
Tower
View
Bay
County
St. Louis
Zoning Description
Residential-Single Family

Lake/Waterfront Information

Water Body Name
Vermilion
Lake Acres
39272
Lake Depth
76
Water Front (feet)
304
Waterfront Features
Lake Front
Lake Bottom
Rocky
Lake Chain
N
Lake Class
General Development
Water Body Number
69037800

Property Details

Price
$325,000
Property Type
Residential
Property Sub Type
Single Family

Building

Levels
One
Total Area
823

Community

Local Schools

School District
St. Louis County

Interior Features

Bedrooms and Bathrooms

Total Bathrooms
1
3/4 Bathrooms
1
Bedrooms
2

Rooms and Basement

Basement Features
Crawl Space

Area and Spaces

Living Area
823 Sqft
Above Grade Finished Area
823

Appliances

Appliances
Range, Refrigerator

Interior Features

Accessibility Features
None

Heating and Cooling

Heating Features
Space Heater

Building Details

Construction

Year Built
2004
Foundations
Block, Slab

Materials

Roof
Asphalt

Terms

Terms

Contingency
None
Cumulative Days On Market
1

Taxes

Tax

Tax (Annual)
$2,754

Heating, Cooling & Utilities

Cooling Features
None

Utilities

Sewer
Tank with Drainage Field
Water Source
Lake Water

Lot

Lot Size
2.60
Lot Dimensions
459x263
Lot Features
Island/Peninsula

Exterior Features

Exterior Features
Wood

Parking

Parking Features
Off Site
Listed by eXp Realty, 5074752597
Listing Data last updated 09/10/2026 04:40 am
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All estimates and provided for informational purposes only. Actual amounts may vary. The output of the tool is not a loan offer or solicitation, nor is it financial or legal advice. Information, rates, programs and loan scenarios shown are for example only as of 10-Sep-2026 and are subject to change without notice. Interest rates provided by the St. Louis Federal Reserve Economic Data (FRED). All products are subject to credit and property approval. Not all products are available in all states or for all loan amounts. Other restrictions and limitations apply. Contact your preferred lender for the pricing associated with your specific transaction. Calculations are generated by Open Source mortgage calculation software tools using common mathematical formulas. All calculations should be independently verified.
Assumptions and Disclosures
  • Interest rates and APRs presented are based on current market rates, are for informational purposes only, are subject to change without notice and may be subject to pricing add-ons related to property type, loan amount, loan-to-value, credit score and other variables - call for details.
  • This is not a credit decision or a commitment to lend.
  • Depending on loan guidelines, mortgage insurance may be required
  • If mortgage insurance is required, the mortgage insurance premium could increase the APR and the monthly mortgage payment. Additional loan programs may be available.
  • APR (annual percentage rate) reflects the effective cost of your loan on a yearly basis, taking into account such items as interest, most closing costs, discount points (also referred to as "points"), and loan-origination fees. One point is 1% of the mortgage amount (e.g., $1,000 on a $100,000 loan).
  • Your monthly payment is not based on APR, but instead on the interest rate on your Note.
  • Adjustable Rate Mortgage (ARM) rates assume no increase in the financial index after the initial fixed period. ARM rates and monthly payments are subject to increase after the fixed period.
  • These special rates presented here are only available when you pre-qualify and are not guaranteed until lock-in.
  • Amounts may be rounded up. Additional fees and closing costs apply. If the down payment is less than 20%, mortgage insurance may be needed, which could increase the monthly payment and APR.
  • Calculations are generated by Open Source mortgage calculation software tools using common mathematical formulas. All calculations should be independently verified.
  • Please contact a loan specialist to get specific payment examples and information regarding your particular needs.
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Property History

2 days ago
Property information last updated
36 days ago
Date of last price change
140 days ago
Status Active. This is the date the listing was placed on market.
Cumulative Days on Market: 14 days (includes prior listings) · Currently listed since April 23, 2026. Data provided by the MLS.

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5327 Pine Island N - MLS#7060442 - $325,000
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