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Listing Details

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126 Main Street N
Stillwater, MN 55082
1 day ago
NEW
$1,995,000
Active
4
Beds
3
Baths
1
Garage
1882
Yr. Built
MLS# 7140642
Cumulative Days on Market: Less than 1 · Includes prior listings · Currently listed since 09/08/26 · Data provided by the MLS.

Property Description

Welcome to 126 Main Street, a truly exceptional opportunity in the heart of historic downtown Stillwater! This stunning property features a beautifully renovated retail space on the main level, plus two impressive residential apartments above, all thoughtfully updated with modern finishes while maintaining the charm of downtown Stillwater. All three units are currently fully leased. The spacious three-bedroom unit is a standout, featuring large stained-glass detailed windows with breathtaking views of the St. Croix River, historic downtown Stillwater, and the iconic Stillwater Lift Bridge. Step outside onto the expansive rooftop deck, the perfect place to relax, entertain, and take in the incredible views and vibrant downtown atmosphere. Adding even more value to this rare property is a garage stall, an uncommon and highly desirable feature in downtown Stillwater. The unbeatable location puts you just steps from local shopping, restaurants, bars, entertainment, and everything downtown has to offer, while ample street parking provides convenient options for guests and customers. With beautifully renovated spaces, strong rental appeal, river views, a private rooftop deck, and coveted downtown garage parking, 126 Main Street is a rare opportunity to own a piece of one of Stillwater’s most desirable locations.

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Property Highlights

Property Type
Commercial Sale
Bedrooms
4
Total Bathrooms
3
Year Built
1882
Lake Class
Not Applicable

Location

City/Township
Stillwater
View
River
Subdivision
Stillwater
County
Washington
Zoning Description
Business/Commercial

Lake/Waterfront Information

Water Body Name
St. Croix River
Waterfront Features
River Front
Lake Chain
N
Lake Class
Not Applicable

Property Details

Price
$1,995,000
Property Type
Commercial Sale

Community

Local Schools

School District
Stillwater

Interior Features

Bedrooms and Bathrooms

Total Bathrooms
3
Bedrooms
4

Rooms and Basement

Basement Features
Storage Space

Area and Spaces

Number of Units
3

Interior Features

Accessibility Features
None

Heating and Cooling

Heating Features
Ductless Mini-Split, Forced Air, Hot Water

Building Details

Construction

Year Built
1882
Foundations
Stone

Terms

Terms

Contingency
None
Inclusions
Building

Taxes

Tax

Tax (Annual)
$19,514

Heating, Cooling & Utilities

Utilities

Utilities
Electric Separate, Heating Separate, Hot Water Separate
Sewer
City Sewer/Connected
Water Source
City Water/Connected

Lot

Lot Size
0.04
Lot Dimensions
84x19

Exterior Features

Exterior Features
Stone

Parking

Garage Capacity
1
Parking Features
Attached Garage
Listed by Coldwell Banker Realty, 6513295514
Listing Data last updated 09/10/2026 04:20 am
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All estimates and provided for informational purposes only. Actual amounts may vary. The output of the tool is not a loan offer or solicitation, nor is it financial or legal advice. Information, rates, programs and loan scenarios shown are for example only as of 10-Sep-2026 and are subject to change without notice. Interest rates provided by the St. Louis Federal Reserve Economic Data (FRED). All products are subject to credit and property approval. Not all products are available in all states or for all loan amounts. Other restrictions and limitations apply. Contact your preferred lender for the pricing associated with your specific transaction. Calculations are generated by Open Source mortgage calculation software tools using common mathematical formulas. All calculations should be independently verified.
Assumptions and Disclosures
  • Interest rates and APRs presented are based on current market rates, are for informational purposes only, are subject to change without notice and may be subject to pricing add-ons related to property type, loan amount, loan-to-value, credit score and other variables - call for details.
  • This is not a credit decision or a commitment to lend.
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  • If mortgage insurance is required, the mortgage insurance premium could increase the APR and the monthly mortgage payment. Additional loan programs may be available.
  • APR (annual percentage rate) reflects the effective cost of your loan on a yearly basis, taking into account such items as interest, most closing costs, discount points (also referred to as "points"), and loan-origination fees. One point is 1% of the mortgage amount (e.g., $1,000 on a $100,000 loan).
  • Your monthly payment is not based on APR, but instead on the interest rate on your Note.
  • Adjustable Rate Mortgage (ARM) rates assume no increase in the financial index after the initial fixed period. ARM rates and monthly payments are subject to increase after the fixed period.
  • These special rates presented here are only available when you pre-qualify and are not guaranteed until lock-in.
  • Amounts may be rounded up. Additional fees and closing costs apply. If the down payment is less than 20%, mortgage insurance may be needed, which could increase the monthly payment and APR.
  • Calculations are generated by Open Source mortgage calculation software tools using common mathematical formulas. All calculations should be independently verified.
  • Please contact a loan specialist to get specific payment examples and information regarding your particular needs.
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Property History

Today
Property information last updated
Yesterday
Status Active. This is the date the listing was placed on market.
Cumulative Days on Market: Less than 1 days (includes prior listings) · Currently listed since September 8, 2026. Data provided by the MLS.

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126 Main Street N - MLS#7140642 - $1,995,000
Listed by Coldwell Banker Realty, IDX Logo
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